BB eases LC cash margin for Ramadan essentials
The Daily Star (Economy) · ৮ নভে, ২০২৬
The Bangladesh Bank (BB) has directed commercial banks to keep the cash margin for opening import letters of credit (LCs) for a set of essential food items at the minimum level ahead of Ramadan.
পুরো খবরটি পড়ুনThe Daily Star (Economy)-এর ওয়েবসাইটে খুলবেমূল কথা
The Daily Star (Economy)-এর প্রতিবেদন থেকে হুবহু উদ্ধৃত
- A cash margin is the portion of an LC’s value that an importer must deposit upfront with the bank when opening the LC. A lower margin reduces the upfront funds importers need to tie up.
- In September 2024, the central bank required a 100 percent cash margin for opening LCs for certain imported goods.
- In November 2025, it instructed banks to keep the margin at the minimum level for some essential food imports ahead of Ramadan.
বিসিএস ও ভর্তি পরীক্ষা তথ্য ছক (Exam Fact Sheet)
হাই-ইল্ড ডেটাপ্রিলিমিনারি নৈর্ব্যক্তিক ও লিখিত রচনায় কোটেশনযোগ্য সুনির্দিষ্ট পরিসংখ্যান
| ধরন | তথ্য | প্রতিবেদনের যে বাক্য থেকে নেওয়া |
|---|---|---|
Date | March 15 | “The circular takes effect immediately and will remain valid until March 15 next year.” |
Figure | 100 percent | “In September 2024, the central bank required a 100 percent cash margin for opening LCs for certain imported goods.” |
Date | November 2025 | “In November 2025, it instructed banks to keep the margin at the minimum level for some essential food imports ahead of Ramadan.” |
Date | March 31 | “That instruction remained valid until March 31 this year.” |
শব্দভাণ্ডার ও বাস্তব প্রয়োগ ছক (Vocabulary Matrix)
5টি মূল শব্দএই প্রতিবেদন থেকে বাছাই করা শব্দ: অর্থ, উচ্চারণ ও প্রতিবেদনে ব্যবহার
An advertisement in a common media format, usually radio or television.
“The Bangladesh Bank (BB) has directed commercial banks to keep the cash margin for opening import letters of credit (LCs) for a set of essential food items at the minimum level ahead of Ramadan.”
Very important; of high importance.
Synonyms: crucial, indispensable
“The Bangladesh Bank (BB) has directed commercial banks to keep the cash margin for opening import letters of credit (LCs) for a set of essential food items at the minimum level ahead of Ramadan.”
An allocated amount.
Synonyms: part, piece
“A cash margin is the portion of an LC’s value that an importer must deposit upfront with the bank when opening the LC.”
One who, or that which, imports: especially a person or company importing goods into a country.
“A lower margin reduces the upfront funds importers need to tie up.”
Of or relating to a circle.
“In a circular issued yesterday, BB said the minimum margin should be applied based on the relationship between the bank and its customer.”
Words chosen from this story. English meanings: Wiktionary (CC BY-SA), via the Free Dictionary API.
IELTS Reading practice
Read the passage, then answer the questions. Every answer is in the passage.
The Bangladesh Bank (BB) has directed commercial banks to keep the cash margin for opening import letters of credit (LCs) for a set of essential food items at the minimum level ahead of Ramadan.
In a circular issued yesterday, BB said the minimum margin should be applied based on the relationship between the bank and its customer.
A cash margin is the portion of an LC’s value that an importer must deposit upfront with the bank when opening the LC. A lower margin reduces the upfront funds importers need to tie up.
A part of a report by The Daily Star (Economy).Read the full story
Questions 1–2: Complete the sentences. Write ONE WORD from the passage.
1.The Bangladesh Bank (BB) has directed commercial banks to keep the cash margin for opening import letters of credit (LCs) for a set of _____ food items at the minimum level ahead of Ramadan.
2.A cash _____ is the portion of an LC’s value that an importer must deposit upfront with the bank when opening the LC.
Question 3: Do the following statements agree with the passage? Choose TRUE or FALSE.
3.In a circular issued yesterday, BB said the minimum margin should be applied based on the relationship between the bank and its customer.
Writing practice
IELTS Writing Task 2 style · Topic: Banking & loans
Small businesses often find it hard to get bank loans. What problems does this cause, and what could be done about it?
Write a short answer of 4–5 sentences (30–250 words). State your opinion clearly, give a reason, and use a fact from this story as an example.
Log in to submit your writing and get feedback.
পাঠোত্তর প্রতিফলন ও সারসংক্ষেপ অনুশীলন (Active Recall)
প্রতিবেদনটি পড়া শেষ করার পর মূল ভাবটি নিজের ভাষায় ২-৩ বাক্যে লিখুন। এটি বিসিএস লিখিত ও ভর্তি পরীক্ষার ফোকাস রাইটিংয়ে আপনার নিজের ভাষায় উত্তর লেখার সক্ষমতা বহু গুণ বাড়িয়ে দেবে।