BB rebrands small-loan scheme as e-Loan
The Daily Star (Economy) · ১০ নভে, ২০২৬
The central bank backs it with a Tk 100 crore revolving fund
পুরো খবরটি পড়ুনThe Daily Star (Economy)-এর ওয়েবসাইটে খুলবেমূল কথা
The Daily Star (Economy)-এর প্রতিবেদন থেকে হুবহু উদ্ধৃত
- Bangladesh Bank has rebranded its digital small-loan refinance scheme as “e-Loan”, backed by a revolving Tk 100 crore fund, to extend formal credit to marginalised and financially excluded people.
- The scheme will run until June 30, 2028, according to a circular issued by the central bank today.
- It replaces the existing “Digital Small Loan” scheme and follows a recent circular on the commercial launch of e-Loan to build a cashless society.
বিসিএস ও ভর্তি পরীক্ষা তথ্য ছক (Exam Fact Sheet)
হাই-ইল্ড ডেটাপ্রিলিমিনারি নৈর্ব্যক্তিক ও লিখিত রচনায় কোটেশনযোগ্য সুনির্দিষ্ট পরিসংখ্যান
| ধরন | তথ্য | প্রতিবেদনের যে বাক্য থেকে নেওয়া |
|---|---|---|
Figure | Tk 100 crore | “Bangladesh Bank has rebranded its digital small-loan refinance scheme as “e-Loan”, backed by a revolving Tk 100 crore fund, to extend formal credit to marginalised and financially excluded people.” |
Date | June 30, 2028 | “The scheme will run until June 30, 2028, according to a circular issued by the central bank today.” |
Figure | 1 percent | “Banks will borrow from Bangladesh Bank at 1 percent a year and may charge end borrowers no more than 9 percent annually on a declining-balance basis.” |
Figure | 9 percent | “Shariah-based banks must also keep their profit rate within 9 percent.” |
শব্দভাণ্ডার ও বাস্তব প্রয়োগ ছক (Vocabulary Matrix)
1টি মূল শব্দএই প্রতিবেদন থেকে বাছাই করা শব্দ: অর্থ, উচ্চারণ ও প্রতিবেদনে ব্যবহার
Of or pertaining to commerce.
“It replaces the existing “Digital Small Loan” scheme and follows a recent circular on the commercial launch of e-Loan to build a cashless society.”
Words chosen from this story. English meanings: Wiktionary (CC BY-SA), via the Free Dictionary API.
IELTS Reading practice
Read the passage, then answer the questions. Every answer is in the passage.
Bangladesh Bank has rebranded its digital small-loan refinance scheme as “e-Loan”, backed by a revolving Tk 100 crore fund, to extend formal credit to marginalised and financially excluded people.
The scheme will run until June 30, 2028, according to a circular issued by the central bank today.
It replaces the existing “Digital Small Loan” scheme and follows a recent circular on the commercial launch of e-Loan to build a cashless society.
Banks will borrow from Bangladesh Bank at 1 percent a year and may charge end borrowers no more than 9 percent annually on a declining-balance basis. Shariah-based banks must also keep their profit rate within 9 percent.
A part of a report by The Daily Star (Economy).Read the full story
Question 1: Choose the correct answer.
1.Bangladesh Bank has rebranded its digital small-loan refinance scheme as “e-Loan”, backed by a revolving _____ fund, to extend formal credit to marginalised and financially excluded people.
Question 2: Complete the sentence. Write ONE WORD from the passage.
2.The _____ will run until June 30, 2028, according to a circular issued by the central bank today.
Questions 3–4: Do the following statements agree with the passage? Choose TRUE or FALSE.
3.Banks will borrow from Bangladesh Bank at 1 percent a year and may charge end borrowers no more than 19 percent annually on a declining-balance basis.
4.Shariah-based banks must also keep their profit rate within 9 percent.
Writing practice
IELTS Writing Task 2 style · Topic: Banking & loans
Small businesses often find it hard to get bank loans. What problems does this cause, and what could be done about it?
Write a short answer of 4–5 sentences (30–250 words). State your opinion clearly, give a reason, and use a fact from this story as an example.
Log in to submit your writing and get feedback.
পাঠোত্তর প্রতিফলন ও সারসংক্ষেপ অনুশীলন (Active Recall)
প্রতিবেদনটি পড়া শেষ করার পর মূল ভাবটি নিজের ভাষায় ২-৩ বাক্যে লিখুন। এটি বিসিএস লিখিত ও ভর্তি পরীক্ষার ফোকাস রাইটিংয়ে আপনার নিজের ভাষায় উত্তর লেখার সক্ষমতা বহু গুণ বাড়িয়ে দেবে।