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Why has growth of transactions through Bangla QR stalled?

Prothom Alo (English) · ৭ নভে, ২০২৬

The ''Bangla QR'' initiative, launched to popularise digital transactions by reducing the use of cash, has stalled. Initially, the transaction pace was encouraging, but recently there has been a decline.

পুরো খবরটি পড়ুনProthom Alo (English)-এর ওয়েবসাইটে খুলবে

মূল কথা

Prothom Alo (English)-এর প্রতিবেদন থেকে হুবহু উদ্ধৃত

  • An analysis of Bangladesh Bank's data from May to October shows that in the last two weeks of May, daily transactions through Bangla QR amounted to Tk 2-3 billion.
  • On 30 September, Bangladesh Bank announced that if money is withdrawn through Bangla QR to increase digital transactions, those accounts will be closed.
  • To boost transactions through Bangla QR code, Bangladesh Bank has allocated Tk 1 billion in the 2026-27 fiscal year to provide incentives to banks and MFS companies.

বিসিএস ও ভর্তি পরীক্ষা তথ্য ছক (Exam Fact Sheet)

হাই-ইল্ড ডেটা

প্রিলিমিনারি নৈর্ব্যক্তিক ও লিখিত রচনায় কোটেশনযোগ্য সুনির্দিষ্ট পরিসংখ্যান

ধরনতথ্যপ্রতিবেদনের যে বাক্য থেকে নেওয়া
Figure
Tk 2
“An analysis of Bangladesh Bank's data from May to October shows that in the last two weeks of May, daily transactions through Bangla QR amounted to Tk 2-3 billion.”
Figure
Tk 13
“In the first week of October, daily transactions rose to Tk 13. 5 billion.”
Figure
Tk 11
“By the last week of October, transactions fell to Tk 11. 9 billion.”
Figure
Tk 3
“For this fee, MFS companies pay the government more than Tk 3 as revenue for every thousand.”
পরীক্ষার প্রস্তুতিতে যেভাবে ব্যবহার করবেন: প্রতিটি তথ্য এই প্রতিবেদন থেকে হুবহু নেওয়া। লিখিত উত্তরে বা রচনায় উদাহরণ হিসেবে ব্যবহার করতে পারেন; ব্যবহারের সময় মূল পত্রিকার নাম সূত্র হিসেবে উল্লেখ করুন।
খবরাখবর বিশেষ একাডেমিক ফ্যাক্টশিট ও পরীক্ষা প্রস্তুতি সংকলন
সংবাদপত্রের বিস্তারিত প্রতিবেদন দেখুন

শব্দভাণ্ডার ও বাস্তব প্রয়োগ ছক (Vocabulary Matrix)

5টি মূল শব্দ

এই প্রতিবেদন থেকে বাছাই করা শব্দ: অর্থ, উচ্চারণ ও প্রতিবেদনে ব্যবহার

Transaction
[/tɹænˈzækʃən/]বিশেষ্য (Noun)
English meaning:

The act of conducting or carrying out (business, negotiations, plans).

প্রতিবেদনে ব্যবহার (In the story):

“Initially, the transaction pace was encouraging, but recently there has been a decline.”

Initiative
[/ɪˈnɪʃətɪv/]বিশেষ্য (Noun)
English meaning:

A beginning; a first move.

Synonyms: direct initiative

প্রতিবেদনে ব্যবহার (In the story):

“The ''Bangla QR'' initiative, launched to popularise digital transactions by reducing the use of cash, has stalled.”

Immediate
[/ɪˈmiːdɪət/]বিশেষণ (Adjective)
English meaning:

Happening right away, instantly, with no delay.

Synonyms: instant, present, indubitable, self-evident

প্রতিবেদনে ব্যবহার (In the story):

“Without new initiatives, there seems to be no immediate potential for growth in transactions, according to industry insiders.”

Potential
[/pəˈtɛnʃəl/]বিশেষ্য (Noun)
English meaning:

Currently unrealized ability (with the most common adposition being to)

Synonyms: noumenon, spirit

প্রতিবেদনে ব্যবহার (In the story):

“Without new initiatives, there seems to be no immediate potential for growth in transactions, according to industry insiders.”

Analysis
[/əˈnælɪsɪs/]বিশেষ্য (Noun)
English meaning:

Decomposition into components in order to study (a complex thing, concept, theory etc.).

প্রতিবেদনে ব্যবহার (In the story):

“An analysis of Bangladesh Bank's data from May to October shows that in the last two weeks of May, daily transactions through Bangla QR amounted to Tk 2-3 billion.”

Words chosen from this story. English meanings: Wiktionary (CC BY-SA), via the Free Dictionary API.

IELTS Reading practice

Read the passage, then answer the questions. Every answer is in the passage.

Reading passage

The ''Bangla QR'' initiative, launched to popularise digital transactions by reducing the use of cash, has stalled. Initially, the transaction pace was encouraging, but recently there has been a decline. Although Bangladesh Bank has set targets for banks and financial institutions to increase transactions.

Meanwhile, from this month, Bangla QR code service has been introduced for peer-to-peer transactions.

An analysis of Bangladesh Bank's data from May to October shows that in the last two weeks of May, daily transactions through Bangla QR amounted to Tk 2-3 billion. In the first week of October, daily transactions rose to Tk 13. After that, transactions began to decline. Without new initiatives, there seems to be no immediate potential for growth in transactions, according to industry insiders.

A part of a report by Prothom Alo (English).Read the full story

Question 1: Choose the correct answer.

1.In the first week of October, daily transactions rose to _____.

Question 2: Complete the sentence. Write ONE WORD from the passage.

2.The ''Bangla QR'' initiative, launched to popularise digital _____ by reducing the use of cash, has stalled.

Question 3: Do the following statements agree with the passage? Choose TRUE or FALSE.

3.Initially, the transaction pace was encouraging, but recently there has been a decline.

Writing practice

IELTS Writing Task 2 style · Topic: Banking & loans

Small businesses often find it hard to get bank loans. What problems does this cause, and what could be done about it?

Write a short answer of 4–5 sentences (30–250 words). State your opinion clearly, give a reason, and use a fact from this story as an example.

Log in to submit your writing and get feedback.

পাঠোত্তর প্রতিফলন ও সারসংক্ষেপ অনুশীলন (Active Recall)

প্রতিবেদনটি পড়া শেষ করার পর মূল ভাবটি নিজের ভাষায় ২-৩ বাক্যে লিখুন। এটি বিসিএস লিখিত ও ভর্তি পরীক্ষার ফোকাস রাইটিংয়ে আপনার নিজের ভাষায় উত্তর লেখার সক্ষমতা বহু গুণ বাড়িয়ে দেবে।

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